yes® the open banking ecosystem.

How does it work? It's simple.
  • Step 1: Click on a yes® button on an app or website
  • Step 2: Select your bank
  • Step 3: Login, Pay, Sign documents and Verify your Identity with your Bank
It is even simpler once we get to know you.
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Passive Bank:
Total Time: 30 sec
1,002 Active Banks    |    4,298 Passive Banks

yes® works for every bank, even those not participating

Active Banks keep the customer interface and make money with premium service.
Passive Banks lose this interface and only provide free services.
Continue with your Bank
yes®
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Passive Bank
Bank
Button
Bank
Third Party Provider
Merchant

yes® it's good for apps & websites

Free bank transfers and unique premium services
Unique value added services
91-730 day Account Information
yes®
Categorization, Analysis, Scores
yes®
Verified Name, date/place of birth, Nationality, Adress, Email and Tel
yes®
Electronic Signature (AES/QES), eID
yes®

Higher Conversion
Multi Service Consent
yes®
Direct interaction with the bank
yes®

Easy Integration
Standardized yes® API
yes®
Standardized Services
yes®
Standardized Prices (virtual App Store)
yes®

Free PSD2 services without AISP/PISP Certification
Regulatory Shelter
yes®
IBAN, Account Holder, 90 day Account Information
yes®
SEPA Credit Transfer
yes®


yes® it's good for customers

yes®, simply sign in to apps and websites with your online banking login, verify your identity, sign documents or initiate payments
For example

Getting a mortgage online

Either


Username*
Password*
Verify Email*
Fill out Forms*
Bank Information*
Request Credit Score*
Verify Identity*
Video ID*
Credit Card Number*
Make Payment*
Print Documents*
Sign Documents*
Mail Documents*

Finish!
Or


Login to Bank
yes®
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Bank Username * Bank Password *
I agree
yes®
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Finish!
Click here to play the form game.
yes® we are hiring!